Non-insured Title Products
Property Reports
- Name of grantors and grantees
- Status of the parties and estate by which title is held
- Consideration
- Date of executions
- Date of recording deed reference
- Legal description
- Created interests or conditions of title as set forth in the deed
- Parcel identification number
- Involuntary liens and judgments inclusive of municipal, mechanics/materials, tax liens, small claims awards affecting real estate and special assessments
- County recording information
Document Preparation
- Genesis Title Company offers subordination and deed preparation services to lenders to reduce cycle time and eliminate costly steps to the closing process.
Tax Certifications
- A complete tax history and summary including tax liens and special assessments.
Signing Services
- Take advantage of our 24/7 network of Notary Publics and Attorneys that are highly trained and experienced in the industry and have limitless traveling capabilities, to better the borrower's experience with ease and convenience.
ALTA Title Insurance Products
Providing homeowner's policies of title insurance nationwide which assures lenders the quality of the title to the property designated as the security instrument in a mortgage transaction is satisfactory.
Full ALTA Title Policy
- ALTA Commitment reflecting vesting (ownership), legal description, encumbrances (rights of way), easements, restrictions and liens (mortgages, judgments, taxes). Insurance Policy coverage is provided for single family 1-4 family and condominium residential properties. The Title Insurance premiums are based on the transaction type and are premiums vary from state to state.
Short Form ALTA Loan Policy
- In the current market, shortened delivery times and increased efficiencies mean everything. We encourage our customers to use this product to speed up the process without compromising quality. Insurance Policy coverage is provided for single family 1-4 family and condominium residential properties. The Title Insurance premiums are based on the transaction type and are premiums vary from state to state.
AQUA (Automated Quality Underwriting Authority)
- An automated decision system that provides workflow, instant title underwriting, settlement fees and full ALTA title insurance at the point of sale. The AQUA decision is delivered to the lender within seconds and can include other real estate information (value, flood zone determination, preliminary legal & vesting, credit and fees). This product is used for refinance transactions in lenders centralized lending / fulfillment centers and servicing / retention channels.
